§ 01 · live tool

Vehicle TCO Calculator

Compare the real 10-year cost of keeping your current vehicle vs switching to an EV, hybrid, or more efficient car — with live Philippine DOE fuel prices and inflation built in.

Vehicles

🚐

Toyota Innova Crysta 2.8

diesel

BASELINE

₱1,600,000 · 10 km/L

Include in comparison

🪶

BYD Seagull EV

₱898,000 · 8.5 km/kWh

Include in comparison

⚡

VinFast VF3 EV

₱645,000 · 9.5 km/kWh

Include in comparison

🚗

Tesla Model 3 Standard

₱1,838,000 · 6.5 km/kWh

Include in comparison

🍃

Toyota Ativ 1.5 HEV

hybrid

₱1,198,000 · 23 km/L

Include in comparison

🛻

Toyota Hilux G 2.4

diesel

₱1,467,000 · 11 km/L

Include in comparison

🛻

Ford Ranger XLS 2.0

diesel

₱1,598,000 · 11.5 km/L

Include in comparison

🚙

Toyota Fortuner G 2.4

diesel

₱2,099,000 · 10 km/L

Include in comparison

🛻

Isuzu D-Max LS 3.0

diesel

₱1,595,000 · 12 km/L

Include in comparison

🛻

Nissan Navara VL 2.5

diesel

₱1,659,000 · 10.5 km/L

Include in comparison

🚐

Mitsubishi Xpander GLS

gasoline

₱1,245,000 · 14 km/L

Include in comparison

🚗

Toyota Vios 1.3 E

gasoline

₱885,000 · 17 km/L

Include in comparison

🚗

Honda City S 1.5

gasoline

₱1,058,000 · 16.5 km/L

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🚗

Mitsubishi Mirage G4 GLS

gasoline

₱848,000 · 21 km/L

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🚗

Suzuki Dzire GL+

gasoline

₱819,000 · 20 km/L

Include in comparison

🚗

Honda Civic RS 1.5T

gasoline

₱1,795,000 · 14 km/L

Include in comparison

🍃

Toyota Corolla Cross HEV

hybrid

₱1,755,000 · 22 km/L

Include in comparison

🍃

Honda CR-V e:HEV SX

hybrid

₱2,590,000 · 20 km/L

Include in comparison

🍃

Nissan Kicks e-POWER VL

hybrid

₱1,529,000 · 21 km/L

Include in comparison

🐬

BYD Dolphin

₱1,598,000 · 7.5 km/kWh

Include in comparison

⚡

BYD Atto 3

₱1,998,000 · 6.5 km/kWh

Include in comparison

🐈

GWM Ora Good Cat 400

₱1,598,000 · 7.2 km/kWh

Include in comparison

⚡

MG4 EV Standard

₱1,598,000 · 7.8 km/kWh

Include in comparison

⚡

Chery Omoda E5

₱1,598,000 · 6.8 km/kWh

Include in comparison

📦

Dongfeng Nano Box

₱898,000 · 9 km/kWh

Include in comparison

🍂

Nissan Leaf

₱2,350,000 · 6.5 km/kWh

Include in comparison

Verdict

Over 10 years, the VinFast VF3 EV wins — saving ₱1,844,962 vs the baseline. Year 10 projected fuel price: ₱221.32/L.

Results

⚡VinFast VF3 EV

BEST

Purchase (net): ₱0
Monthly fuel (Y1): ₱1,513
10yr fuel/energy: ₱218K
10yr maintenance: ₱50K
Battery risk: ₱15,658
Gross TCO: ₱284K
Est. resale: −₱52K
Net TCO: ₱232K
vs Baseline: +₱1.84M

45/100 — Unproven brand, low early quality scores

📦Dongfeng Nano Box

Purchase (net): ₱48,000
Monthly fuel (Y1): ₱1,597
10yr fuel/energy: ₱230K
10yr maintenance: ₱57K
Battery risk: ₱22,932
Gross TCO: ₱358K
Est. resale: −₱90K
Net TCO: ₱268K
vs Baseline: +₱1.81M

55/100 — City EV, very limited PH history

🪶BYD Seagull EV

Purchase (net): ₱48,000
Monthly fuel (Y1): ₱1,691
10yr fuel/energy: ₱244K
10yr maintenance: ₱63K
Battery risk: ₱25,200
Gross TCO: ₱380K
Est. resale: −₱108K
Net TCO: ₱272K
vs Baseline: +₱1.81M

70/100 — New to PH, BYD strong globally

🚗Mitsubishi Mirage G4 GLS

Purchase (net): ₱0
Monthly fuel (Y1): ₱4,680
10yr fuel/energy: ₱740K
10yr maintenance: ₱126K
Gross TCO: ₱866K
Est. resale: −₱153K
Net TCO: ₱713K
vs Baseline: +₱1.36M

78/100 — Simple, efficient, but CVT concerns

🚗Suzuki Dzire GL+

Purchase (net): ₱0
Monthly fuel (Y1): ₱4,914
10yr fuel/energy: ₱777K
10yr maintenance: ₱126K
Gross TCO: ₱903K
Est. resale: −₱147K
Net TCO: ₱756K
vs Baseline: +₱1.32M

80/100 — Light, efficient, India-sourced

🍃Toyota Ativ 1.5 HEV

Purchase (net): ₱348,000
Monthly fuel (Y1): ₱4,273
10yr fuel/energy: ₱676K
10yr maintenance: ₱151K
Gross TCO: ₱1.17M
Est. resale: −₱383K
Net TCO: ₱791K
vs Baseline: +₱1.29M

95/100 — Toyota hybrid: legendary reliability

🚗Toyota Vios 1.3 E

Purchase (net): ₱35,000
Monthly fuel (Y1): ₱5,781
10yr fuel/energy: ₱914K
10yr maintenance: ₱138K
Gross TCO: ₱1.09M
Est. resale: −₱248K
Net TCO: ₱840K
vs Baseline: +₱1.24M

92/100 — PH's most-sold sedan, bulletproof

⚡MG4 EV Standard

Purchase (net): ₱748,000
Monthly fuel (Y1): ₱1,843
10yr fuel/energy: ₱265K
10yr maintenance: ₱75K
Battery risk: ₱42,840
Gross TCO: ₱1.13M
Est. resale: −₱240K
Net TCO: ₱892K
vs Baseline: +₱1.19M

70/100 — SAIC-backed, growing PH footprint

🐬BYD Dolphin

Purchase (net): ₱748,000
Monthly fuel (Y1): ₱1,916
10yr fuel/energy: ₱276K
10yr maintenance: ₱75K
Battery risk: ₱37,716
Gross TCO: ₱1.14M
Est. resale: −₱240K
Net TCO: ₱898K
vs Baseline: +₱1.18M

72/100 — BYD Blade battery, PH launch 2024

🐈GWM Ora Good Cat 400

Purchase (net): ₱748,000
Monthly fuel (Y1): ₱1,996
10yr fuel/energy: ₱288K
10yr maintenance: ₱82K
Battery risk: ₱40,152
Gross TCO: ₱1.16M
Est. resale: −₱224K
Net TCO: ₱934K
vs Baseline: +₱1.14M

65/100 — Distinctive design, limited PH track record

⚡Chery Omoda E5

Purchase (net): ₱748,000
Monthly fuel (Y1): ₱2,114
10yr fuel/energy: ₱305K
10yr maintenance: ₱82K
Battery risk: ₱51,240
Gross TCO: ₱1.19M
Est. resale: −₱192K
Net TCO: ₱994K
vs Baseline: +₱1.08M

62/100 — New Chery EV, uncertain long-term

🚗Honda City S 1.5

Purchase (net): ₱208,000
Monthly fuel (Y1): ₱5,956
10yr fuel/energy: ₱942K
10yr maintenance: ₱164K
Gross TCO: ₱1.31M
Est. resale: −₱265K
Net TCO: ₱1.05M
vs Baseline: +₱1.03M

88/100 — Refined, reliable Honda sedan

🚗Tesla Model 3 Standard

Purchase (net): ₱988,000
Monthly fuel (Y1): ₱2,211
10yr fuel/energy: ₱319K
10yr maintenance: ₱101K
Battery risk: ₱48,300
Gross TCO: ₱1.46M
Est. resale: −₱404K
Net TCO: ₱1.05M
vs Baseline: +₱1.03M

75/100 — Mature EV platform, known issues

🍃Nissan Kicks e-POWER VL

Purchase (net): ₱679,000
Monthly fuel (Y1): ₱4,680
10yr fuel/energy: ₱740K
10yr maintenance: ₱164K
Gross TCO: ₱1.58M
Est. resale: −₱336K
Net TCO: ₱1.25M
vs Baseline: +₱831K

80/100 — Unique series-hybrid, limited PH service base

🍃Toyota Corolla Cross HEV

Purchase (net): ₱905,000
Monthly fuel (Y1): ₱4,467
10yr fuel/energy: ₱707K
10yr maintenance: ₱176K
Gross TCO: ₱1.79M
Est. resale: −₱527K
Net TCO: ₱1.26M
vs Baseline: +₱816K

93/100 — Toyota hybrid crossover, very reliable

⚡BYD Atto 3

Purchase (net): ₱1,148,000
Monthly fuel (Y1): ₱2,211
10yr fuel/energy: ₱319K
10yr maintenance: ₱88K
Battery risk: ₱50,803
Gross TCO: ₱1.61M
Est. resale: −₱320K
Net TCO: ₱1.29M
vs Baseline: +₱792K

74/100 — BYD's global best-selling EV SUV

🚐Mitsubishi Xpander GLS

Purchase (net): ₱395,000
Monthly fuel (Y1): ₱7,020
10yr fuel/energy: ₱1.11M
10yr maintenance: ₱176K
Gross TCO: ₱1.68M
Est. resale: −₱274K
Net TCO: ₱1.41M
vs Baseline: +₱670K

82/100 — Proven Mitsubishi 1.5L, widely serviced

🍂Nissan Leaf

Purchase (net): ₱1,500,000
Monthly fuel (Y1): ₱2,211
10yr fuel/energy: ₱319K
10yr maintenance: ₱101K
Battery risk: ₱33,600
Gross TCO: ₱1.95M
Est. resale: −₱423K
Net TCO: ₱1.53M
vs Baseline: +₱548K

78/100 — Mature EV platform, CHAdeMO caveat

🚗Honda Civic RS 1.5T

Purchase (net): ₱945,000
Monthly fuel (Y1): ₱7,020
10yr fuel/energy: ₱1.11M
10yr maintenance: ₱226K
Gross TCO: ₱2.28M
Est. resale: −₱467K
Net TCO: ₱1.82M
vs Baseline: +₱262K

85/100 — Turbo Civic, reliable with proper care

🍃Honda CR-V e:HEV SX

Purchase (net): ₱1,740,000
Monthly fuel (Y1): ₱4,914
10yr fuel/energy: ₱777K
10yr maintenance: ₱226K
Gross TCO: ₱2.74M
Est. resale: −₱725K
Net TCO: ₱2.02M
vs Baseline: +₱59K

85/100 — New e:HEV system, early-market in PH

🚐Toyota Innova Crysta 2.8

Purchase (net): ₱0
Monthly fuel (Y1): ₱13,624
10yr fuel/energy: ₱2.15M
10yr maintenance: ₱226K
Gross TCO: ₱2.38M
Est. resale: −₱304K
Net TCO: ₱2.08M

85/100 — Proven Toyota diesel, parts everywhere

🛻Isuzu D-Max LS 3.0

Purchase (net): ₱745,000
Monthly fuel (Y1): ₱11,353
10yr fuel/energy: ₱1.80M
10yr maintenance: ₱201K
Gross TCO: ₱2.74M
Est. resale: −₱399K
Net TCO: ₱2.34M
vs Baseline: ₱-266K

88/100 — Bulletproof Isuzu diesel engine

🛻Toyota Hilux G 2.4

Purchase (net): ₱617,000
Monthly fuel (Y1): ₱12,385
10yr fuel/energy: ₱1.96M
10yr maintenance: ₱214K
Gross TCO: ₱2.79M
Est. resale: −₱411K
Net TCO: ₱2.38M
vs Baseline: ₱-302K

90/100 — PH pickup benchmark, parts everywhere

🛻Ford Ranger XLS 2.0

Purchase (net): ₱748,000
Monthly fuel (Y1): ₱11,847
10yr fuel/energy: ₱1.87M
10yr maintenance: ₱252K
Gross TCO: ₱2.87M
Est. resale: −₱384K
Net TCO: ₱2.49M
vs Baseline: ₱-413K

78/100 — Good drivetrain, some electronics issues

🛻Nissan Navara VL 2.5

Purchase (net): ₱809,000
Monthly fuel (Y1): ₱12,975
10yr fuel/energy: ₱2.05M
10yr maintenance: ₱226K
Gross TCO: ₱3.09M
Est. resale: −₱332K
Net TCO: ₱2.76M
vs Baseline: ₱-679K

75/100 — Decent, some turbo concerns long-term

🚙Toyota Fortuner G 2.4

Purchase (net): ₱1,249,000
Monthly fuel (Y1): ₱13,624
10yr fuel/energy: ₱2.15M
10yr maintenance: ₱277K
Gross TCO: ₱3.68M
Est. resale: −₱546K
Net TCO: ₱3.13M
vs Baseline: ₱-1.06M

88/100 — Proven body-on-frame Toyota SUV

§ 02

How it works

The calculator projects year-by-year fuel, maintenance, and battery-replacement cost for every vehicle you include. Purchase cost is net of your current vehicle's trade-in (when the sell toggle is on), compounded inflation applies annually, and a 10-year resale estimate is subtracted to arrive at net Total Cost of Ownership. Every number is editable.

§ 03

Frequently asked questions

Is an EV actually cheaper than diesel in the Philippines?

Yes, for most Filipino drivers. Despite a higher purchase price, EVs like the BYD Seagull cost significantly less per kilometer to run — electricity at ₱13–14/kWh is far cheaper than diesel at ₱130+/L. Over 10 years and 40 km/day, the total cost of ownership often favors the EV by ₱1–2 million.

What if I can't charge at home?

If you rely entirely on public fast chargers, your electricity cost roughly doubles, which narrows the EV advantage. The calculator uses your home electricity rate by default — adjust it upward (₱20–25/kWh) to simulate public charging costs.

How does the calculator handle battery replacement risk?

The calculator estimates battery replacement cost based on the vehicle's battery size (kWh) and a configurable ₱/kWh replacement cost (default: ₱7,000/kWh). This is added as a risk line item in the results, separate from the base TCO.

Does the calculator include registration fees, insurance, or parking?

Not currently. The TCO covers purchase price, fuel/energy, maintenance, battery replacement risk, and estimated resale value. Registration, insurance, and parking are excluded because they vary widely by location and use case — add them manually to the fuel cost inputs as a rough approximation.

How accurate are the fuel price defaults?

Fuel prices are sourced from the DOE Philippines weekly oil monitor and refreshed every Tuesday when the site rebuilds. The city selector lets you pick the DOE monitoring area closest to you. You can always override the default by typing directly into the diesel or gasoline price field.

Which vehicles are included in the comparison?

The calculator ships with a curated set of vehicles commonly compared by Filipino buyers: Toyota Innova Crysta 2.8 (diesel), BYD Seagull (EV), Toyota Ativ 1.2 HEV (hybrid), and others. All key specs — price, efficiency, maintenance cost — are based on Philippine market data.